Farmers Insurance has requested a near‑7% rate rise and has pledged to market to 300,000 consumers in high‑risk zones from 2026 and add about 5,600 policies over two years. CSAA Insurance Group has indicated it has already written 18,300 more policies in high‑hazard areas than required by regulators, while Mercury General has set a target to grow its book in high‑risk areas by 15% and, over eight years, shift 6.5% of FAIR Plan policyholders to its own cover.
