Home insurance to top $3,000 as US affordability crisis deepens — Insurify


Since 2023, Minnesota, Colorado, Iowa, Illinois, Oklahoma, Louisiana, and Michigan have each seen average home insurance costs rise by more than 35%. Over that two‑year period, Minnesota’s average premium has climbed 64%, or $1,373, while Colorado’s is up 55%, or $1,412. Iowa’s typical cost is higher by 54%, Illinois by 48%, Oklahoma by 39%, Louisiana by 38%, and Michigan by 36%.



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